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余额宝收益率跌破1% 业内人士：行业已进入“微利生存”新阶段_蜘蛛资讯网

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。前不久的4月10日，腾讯理财通跌破1%的货币基金数量达到13只。截至5月2日，全市场351只货币基金（仅统计主份额，未统计净值型货币基金）中，已有107只产品7日年化收益率低于1%。　　在分析人士看来，货基收益率“破1”是利率下行周期的必然结果，核心原因在于广谱利率不断下行，货币基金主要投资标的收益率随之降低，天弘余额宝亦无例外。　　尽管收益承压，但货币基金凭借现金管理和低风险的核心优势仍实现规

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